Buy Now, Pay Over Time with Affirm Buy Now, Pay Over Time with Affirm Checking your eligibility is quick and easy and won’t affect your credit score. You’ll know in real-time if you qualify and know up front what you’ll owe.* *Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details. CrossWave® Pet Pro Wet Dry Vac »Payments starting at $29/month with affirm. ProHeat 2X® Revolution® Pet Pro »Payments starting at $24/month with affirm. Pet Hair Eraser® Lift-Off® Vacuum »Payments starting at $20/month with affirm.